Terms of Service
1. Acceptance of Terms
By accessing or using the website located at autoquotes.us (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our services or submit quote requests through the Site.
2. Nature of the Service (Non-Insurer Disclosure)
Autoquotes is an independent quote-request information platform. Autoquotes is not an insurance company, does not underwrite insurance policies, does not issue insurance coverage, and does not act as a licensed insurance broker or agent unless explicitly verified in finalized corporate disclosures.
Submitting a request on this Site does not bind insurance coverage. Submitting information through autoquotes.us constitutes an inquiry for information and exploratory quote estimates only. Any policy issuance, premium determination, coverage terms, and acceptance remain strictly between the consumer and the respective issuing insurance carrier.
3. Accuracy of User Information
You agree to provide true, accurate, current, and complete information when submitting a quote request. Auto insurance underwriting relies on accurate driver and vehicle history. Submitting false, incomplete, or misleading information may lead to inaccurate quote estimations or refusal of coverage by licensed insurers.
4. No Guarantee of Savings or Policy Approval
Autoquotes makes no representation or warranty regarding:
- Specific premium savings, discounts, or minimum price points.
- Guaranteed coverage approval or qualification with any insurer.
- Real-time availability of any specific policy tier in your state.
Rates and underwriting criteria are determined independently by insurance carriers according to statutory guidelines.
5. Intellectual Property
All content, layout, graphics, icons, text, and design elements appearing on autoquotes.us are the property of Autoquotes or its content licensors and are protected under copyright, trademark, and intellectual property laws.
6. Limitation of Liability
To the fullest extent permitted by applicable law, Autoquotes and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or inability to use this Site, or any quotes, coverage decisions, or policy contracts arranged through third-party insurers.
7. Contact Information
For inquiries or notices regarding these draft Terms of Use, please contact:
Autoquotes
Website: autoquotes.us
Telephone: (423) 960-2004
Contact Email: info@autoquotes.us